Senus ERA (Environmental Reporting Assistant) is a purpose-built environmental risk and sustainability analytics platform for financial institutions operating in land-backed and agriculture-exposed portfolios. It converts complex environmental data into clear, standardised risk metrics that can be consistently applied across farm and land assets.
As part of the broader Senus environmental intelligence suite, ERA provides a structured framework to measure, benchmark and monitor environmental performance at borrower and portfolio level. It transforms environmental exposure from a qualitative concern into a quantifiable, defensible input for credit and risk decision-making.
ERA integrates climate, water, biodiversity and pollution datasets into structured, weighted scores aligned with regulatory requirements, including Central Bank expectations, CSRD and TNFD. The platform supports ESG disclosure, supervisory engagement and internal risk governance, while enabling more efficient capital allocation, improved portfolio risk differentiation, and greater transparency for investors and regulators.
Assessing environmental performance across large and geographically dispersed land areas is both complex and resource-intensive, made even more challenging by disparate and sometimes inconsistent data sources that hinder the creation of a single, trusted view of environmental risk and performance. Environmental analysis frequently depends on time-consuming GIS work and specialist expertise, which can slow down decision-making processes.
At the same time, sustainability and sourcing decisions must remain transparent, evidence-based, and defensible to customers, investors, and regulators. Repeating environmental assessments across different regions or suppliers further compounds the issue, increasing costs, delaying action, and introducing additional operational risk.
ERA offers fast, affordable, scalable, and repeatable analysis of regions and supply chains, enabling organisations to efficiently assess environmental performance at scale. The solution is designed to transform multiple public and proprietary Senus-derived environmental datasets into clear, actionable insights. By generating regional, farm and field-specific metrics, it highlights key environmental, regulatory, and climate-related risks and opportunities, empowering more informed and confident decision-making.
If the objective is to evaluate a broader geography, ERA can assess large land areas at scale and identify priority zones or areas of interest using a model tailored to the client’s specific risk and sustainability criteria.
Where individual sites or farms are already identified, ERA conducts in-depth environmental assessments using a customised scoring model to determine detailed site characteristics, risks and performance indicators.
In-field environmental measures using a combination of satellite monitoring, geospatial analysis and on-the-ground data such as soil tests and farm records. This multi-layered approach provides clear, auditable evidence of environmental performance, reducing reliance on self-declaration and strengthening credibility with customers, investors, and regulators.
Regional Screening Can Help You:
Step 1:
Define areas of interest
Sites at which analyses are required are defined and uploaded to the platform.
Step 2:
Query relevant data layers
Sites are queried against a set of geospatial datasets relevant to the use case (e.g., climate, land use, topography).
Step 3:
Score and rank
Sites are scored and ranked based on their attributes to identify those most suitable.
Senus ERA assesses and ranks regions or farms against core environmental pillars aligned with leading sustainability frameworks, including CSRD, TNFD, and Science-Based Targets (SBTi): The core environmental pillars are: Climate & Emissions, Pollution, Water, and Biodiversity. Each pillar draws on robust, publicly available datasets and applies a defined weighting methodology tailored to the client’s strategic and reporting priorities.
The platform generates clear, numeric outputs based on these underlying data layers, creating transparent, consistent metrics that support performance benchmarking, regulatory disclosure and target tracking. This enables organisations to measure progress against climate and nature commitments while strengthening the credibility of their reporting.
Survey Records
Open any survey for a complete record: georeferenced photos with GPS stamps, species lists with conservation status, field notes, and verification history.
Map Dashboard
All surveys georeferenced on an interactive farm map. Filter by survey type, date or verification status. Click any marker to open the full record.
Analytics
Track survey activity, species counts, surveyors’ workload, and outstanding verification items in a single dashboard view.
Field App
Log survey visits with field actions, field notes, and GPS data. Designed to work outdoors on any device. Numerous data types (number, text, photo, video).
ERA advances environmental management from reactive reporting to proactive operational control, protecting supply continuity, reducing risk exposure, and enabling smarter, resilience-focused growth.
Provide Visibility of Your Supply Chain
Provide consistent, comparable environmental scoring across farms and regions
Detect And Mitigate Climate and Nature Risk
Map exposure to climate, water and biodiversity risk
Enhance Sustainability Reporting
Standardise and automate environmental metrics across the supply base
Climate Adaptation Planning
Enable opportunity mapping for climate adaptation
Protect Reputational Risks
Provide defensible, data-backed environmental performance metrics
Supply Chain Risk & Resilience
Strategic Land & Climate Planning
Monitoring & Regulatory Oversight
Early-Stage Site Screening
Landscape Prioritisation & Impact Measurement
Identify High-Impact Restoration Zones
Banks and financial institutions have a requirement to measure and report the environmental sustainability performance of their agricultural customer loan book. This is necessary to comply with sustainability reporting requirements, such as the Corporate Sustainability Reporting Directive (CSRD) and Capital Buffer Obligations.
To do this, they require a solution that assesses a farms environmental credentials and natural capital.
Alongside Bank of Ireland, Senus has developed a new tool: Senus ERA (Environmental Reporting Assistant). To read more on this, click here. Senus ERA is a desktop web application that serves as an environmental health check tool. Using Senus ERA, banks can make an assessment of a farm’s environmental credentials, using a combination of datasets.
Currently, Senus ERA is now available in the Republic of Ireland and Great Britain. European specific development is underway.
Connect with one of our experts today and discover how Senus can help you monitor and report environmental and regulatory risks on your loan book, supply chain and land portfolios.
